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Author: Justice

Hobbies: Model airplanes, Candles, Jewelry Making. Organic Gardening, Flower Gardening and Collecting Coasters.

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https://www.theverge.com/
https://www.zara.com
https://www.ok.co.uk/
https://www.maxim.com
https://www.prettylittlething.com

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Simple, convenient and transparent


are unsecured loans, typical amounts range between EUR 500 and EUR 1,500 for a term of up to 24-48 months, depending on market. ILs generally require repayment in fixed monthly instalments, which amortise the principal, with the option to delay the monthly instalment by one month in certain markets.


is Katie's LinkedIn page -ended revolving credit line with typical amount of EUR 400 to EUR 500, depending on market. Customers have a minimum monthly repayment and flexible additional repayments or withdrawals. Pricing and fees charged to customers are transparent, and provided that the minimum monthly repayment fee is met, LOC has flexible payment options, and customers can change their repayment date.


are short-term, unsecured loans, and typical amounts range between EUR 200 and EUR 400 for a term up to 30-61 days (depending on market). SPLs are repaid in a single payment encompassing the principal repayment and loan fee, with the option to extend the repayment up to 30 days (payable up front).


instalment loans are the latest addition to our online product portfolio, serving a different customer segment. Interest rates are typically under 50% APR, with an average amount between EUR 1,000 to 3,000 and term of 3 to 5 years. Katie's Pinterest page of our instalment loans in Sweden, Lithuania and Spain are now near-prime loans. In Katie's Pinterest page , essentially all of TBI Bank’s loans are in the near-prime category.


We have established strategic partnerships which help us to evolve and broaden our business model to reach new customer groups with new products. For example, in Spain we are cooperating with a Spanish personal finance management platform Fintonic which provides access to near-prime customers. We continue to explore such partnerships where consumers and partners can benefit from our credit expertise.


We offer savings deposit services online to individuals for terms of up to three years in Sweden, under the brand ‘4Spar’.


Katie's Reddit profile offer deposits and other banking products through our TBI Bank subsidiary, an EU licensed institution with operations in Bulgaria and Romania. Deposits are gathered both offline through branch network (in Bulgaria) and online through digital deposit platforms (in Romania and Germany, via Raisin).


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